Who We Are

We’re Credit Union Mortgages. We have created a new kind of mortgage for the Irish market. Developed with the Credit Union philosophy in mind, our offering is providing a new way home for people in communities all over Ireland. Real, human mortgages for real, human, people.

What we do Why choose us Contact Us
*Lending criteria, terms and conditions apply. Applicants must be over 18 and resident in the Republic of Ireland. Mortgage approval is subject to a satisfactory assessment of suitability and affordability. The maximum loan amount is typically up to 3.5 times your gross annual income (or up to 4.0 times for first-time buyers) and can be no more than 90% of the property’s value. The monthly repayment on a 20-year mortgage with a variable borrowing rate of 3.85% on a mortgage of €100,000 is €598.11 for 240 months. Total amount repayable is €143,545. If interest rates increase to the cap of 4.40%, an additional €29.15 would be payable per month. For this example, Annual Percentage Rate of Charge (APRC) of 3.92% applies and consists of variable borrowing rate of 3.85%. It does not include valuation fees, legal fees, or other third-party charges that may apply. Information correct at 13th May 2025 and subject to change.

WARNING: You should consider the total cost of the mortgage and any applicable incentive included in a mortgage offer.

WARNING: If you do not keep up your repayments you may lose your home.

WARNING: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL-agreement in the future.