Contact Us

There are lots of ways to get in touch with us here at Credit Union Mortgages. Fill in our form below or drop into one of our participating Credit Unions. If your local Credit Union doesn’t offer Credit Union Mortgages yet, keep checking here as we are constantly expanding to reach as many communities as possible.

    Lending criteria, terms and conditions apply. Applicants must be over 18 and resident in the Republic of Ireland. Mortgage approval is subject to a satisfactory assessment of suitability and affordability. The maximum loan amount is typically up to 3.5 times your gross annual income (or up to 4.0 times for first-time buyers) and can be no more than 90% of the property’s value. The monthly repayment on a 20-year mortgage with a variable borrowing rate of 3.85% on a mortgage of €100,000 is €598.11 for 240 months. Total amount repayable is €143,545. If interest rates increase to the cap of 4.40%, an additional €29.15 would be payable per month. For this example, Annual Percentage Rate of Charge (APRC) of 3.92% applies and consists of variable borrowing rate of 3.85%. It does not include valuation fees, legal fees, or other third-party charges that may apply. Information correct at 13th May 2025 and subject to change.

    WARNING: You should consider the total cost of the mortgage and any applicable incentive included in a mortgage offer.

    WARNING: If you do not keep up your repayments you may lose your home.

    WARNING: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.

    WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL-agreement in the future.